MTS-Bank Financial Statements (MBNK) |
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МТС Банкsmart-lab.ru | % | 2021 | 2022 | 2023 | |
---|---|---|---|---|---|
Report date | 19.04.2024 | 19.04.2024 | 19.04.2024 | ||
Currency | RUB | RUB | RUB | ||
Financial report URL | |||||
Net operating income, bln rub | ? | 19.8 | 19.6 | 34.5 | |
Net interest income, bln rub | ? | 7.88 | 1.47 | 10.0 | |
Net commission income, bln rub | ? | 11.9 | 13.5 | 21.4 | |
Income on securities, bln rub | ? | 3.70 | 5.40 | ||
Net profit, bln rub | ? | 5.31 | 3.29 | 12.5 | |
Ordinary share dividend yield, % | 0.0% | 0.0% | 0.0% | ||
Dividend payout ratio, % | 0% | 0% | 0% | ||
OPEX, bln rub | 15.3 | 20.1 | |||
Employment expenses, bln rub | 7.43 | 10.2 | |||
Creation of provision for loan impairment, bln rub | 11.4 | 23.1 | 25.9 | ||
Cash, bln rub | 58.2 | 58.9 | |||
Net debt, bln rub | 0.00 | -58.2 | -58.9 | ||
Bank assets, bln rub | 357.0 | 480.1 | |||
Capital, bln rub | 64.4 | 76.3 | |||
Loan portfolio, bln rub | 241.5 | 347.7 | |||
Retail loans, bln rub | 339.0 | ||||
Deposits, bln rub | 200.2 | 257.5 | 332.0 | ||
Corporate deposits, bln rub | 133.0 | ||||
Retail deposits, bln rub | 199.0 | ||||
Core capital adequacy ratio, % | ? | 12.6% | 7.50% | ||
Total capital adequacy ratio, % | ? | 12.5% | 16.1% | 10.00% | |
Cost of risk ratio, % | ? | 5.90% | 8.80% | 7.70% | |
Loan to deposit ratio, % | ? | 0% | 94% | 105% | |
Share of non-performing loans, % | ? | 5.50% | 9.80% | 8.80% | |
Ordinary share price, rub | 2 500 | 2 500 | 2 500 | ||
Number of ordinary shares, mln | 30.0 | 30.0 | 30.0 | ||
Market cap, bln rub | 75.0 | 75.0 | 75.0 | ||
EV, bln rub | ? | 75.0 | 16.8 | 16.1 | |
EPS, rub | ? | 177.0 | 109.7 | 415.3 | |
FCF yield, % | ? | 0.0% | 0.0% | 0.0% | |
ROE, % | ? | 14.2% | 6.3% | 19.1% | |
Net intertest margin, % | ? | 8.50% | 8.20% | 9.20% | |
Bank margin, % | ? | 26.8% | 16.8% | 36.1% | |
P/E | ? | 14.1 | 22.8 | 6.02 | |
P/B | ? | 1.17 | 0.98 | ||
Employees, people | 4 039 | 4 374 | 4 808 | ||
Labour productivity, mln rub/person/year | 4.90 | 4.48 | 7.18 | ||
Expenses per employee, thousand rub | 0.00 | 1 699 | 2 128 | ||
MTS-Bank shareholders |